He said there is insurance money that will go in your debit card then you give the money back in 2 apple gift cards. He said sure I can give you $2000 for 98 a month for 24 months. I filled out an online app for a loan that was a multi lender site.I received a text from a guy claiming to be from ace cash express.He said he could offer me a loan.He said it was a debit card loan.He asked how much I wanted. She then called me rude and started yelling at me. She then stated this is pre- litigation at which time I said “so it’s collections?” And she again said pre- litigation. I asked repeatedly for the attorney associated with the firm that was suing me. She was, however, unable to tell me my employer. She was able to tell me my bank account number, etc. She stated I attempted to pay it but left a balance. She told me a number of things which are considered protected. I did not take any loans out with Ace in 2018. I was told I was delinquent on a loan I had taken out with Ace Cash Express in 2018. I called the number she gave me and provided the case number. I asked where that was, and she stated to protect my identity she could not tell me. She stated she was en route to my place of employment. She did not provide her name but stated she was a process server hired to serve me with court papers, as i was being sued, and to call (855) 208-3499 with a case number to clear up matters.

The individual was polite but spoke extremely fast.

I received three back- to- back phone calls from a phone with a local area code, which I did not answer the first two as it is a number not known to me.

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